Pensions & Benefits
There is a lot of information available about pensions and benefits, and the details always seem to be changing - even the age you get your pension at might have changed! Plenty of people like to tell you how to spend, save and invest your money – but it can be difficult to work out who to listen to and who to trust. Knowing who to ask and where to look for advice and information can help you be confident in your financial situation.
If you prefer to look online for advice, you could try:
If you would prefer to speak on the phone these services might help:
- Silverline Scotland 0800 4 708090 (free from landline)
- Citizens Advice Scotland 0808 8009060 (free from landline)
- The Pensions Advisory Service 0300 123 1047 (call charges apply)
- Helpline for women - 0345 600 0806 (call charges apply)
- Helpline for Self Employed 0345 602 7021 (call charges apply)
If you would rather speak to someone in person, pop-in to the Citizens Advice Bureau:
14 Market Street,
|Opening Days||Opening Hours||*Appointment Only|
|Monday||0930 - 1230||1400 - 1600|
|Tuesday||0930 - 1230||1400 - 1600|
|Wednesday||0930 - 1230||1400 - 1600|
|Thursday||0930 - 1230||1400 - 1600, 1700 - 2000|
|Friday||0930 - 1230||1400 - 1600|
|Saturday||1030 - 1300|
More helpful information...
If you are aged 60 or over you are entitled to a free bus pass for all local and many long-distance coach trips.
This also gets you two free return trips on the ferry to the mainland you should receive your vouchers in the post when you get your bus pass “National Entitlement Card”.
You might also be entitled to a Winter Fuel Payment.
If you are aged 75 or over you are entitled to a free TV licence.
If you’re not sure give one of the helplines a call or pop in to Citizens Advice Bureau – they are always happy to help!